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Is it OK to alter my credit score to rent a house?


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My roommates and I are looking for a house to rent. We have lived together for two years but want to move now. We looked at a very nice place yesterday but we were told that our credit scores are not good enough to rent it out. The realtor offered to manually change out credit scores in order to rent the house out. I feel like this a going to get me into some trouble in the long run… Is this going to come back to bite me?
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This entry was posted on Wednesday, December 28th, 2011 and is filed under rent house. You can follow any responses to this entry through RSS 2.0. Both comments and pings are currently closed.

  1. #1 by Still-Game-2008 at July 3rd, 2009

    I don’t think he can change your credit score. It sounds like he is a bogus landlord, especially if he asked for a fee to change your credit score.

    IMPORTANT: Edison is a scammer, do not click on his link, and more importantly, do NOT send him any money.

  2. #2 by raina_vissora at July 3rd, 2009

    … How, exactly? A Realtor can’t just go in and change someone’s credit score. The only thing they’d be able to do was change it on the paperwork, and if anyone ever verified it with a credit center (which most people do before they’ll rent something to you), it would be rather obvious that something shady was going on.

    Second, why is the Realtor concerned with your credit scores in the first place? Unless he’s also you landlord (in which case changing the score would be rather pointless, as the decision to rent or not rent would be up to him, not to your credit rating), he shouldn’t even be requesting your scores.

    I’d stay away from this guy. It sounds like he’s out to screw you.

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